Just a brief comment on this, I was high enough in management of three companies during the 2005–2015 period to be aware of the cost of providing employee healthcare. At the start of this time, a reasonable policy cost 16% of employee gross pay, by the end of this period a worse plan cost 20% of employee gross pay. If the government can do healthcare for 5.2% of gross employee pay then more power to them, this would be net savings for the employers.

I am currently working for a company that provides access to a plan but pays the minimum subsidy. My insurance costs are approximately 20% of gross pay. I don’t know what my employers costs are but based on my research I would be surprised if they were less than 5–7% of my gross pay.

The arguments you are making, at least in this paragraph are demonstrably false based on costs reported by publicly traded companies and insurance plan costs that are publicly available right now — assuming no change of the expenses just changing from an employer/employee subsidized healthcare system to a tax-subsidized system. Where a tax funds a new well balanced standard policy at some rate that is less than 25% of gross pay split between business tax and payroll tax with zero loopholes would be better than what we have now.